There are millions of Supplemental Security Income recipients who receive their checks on the first day of each month. However, for the month of October, they will notice something unusual.
In October, just as in August, there will be two payments instead of one. Though many may think this is some kind of bonus, maybe for the upcoming holiday season, it is just a part of the Social Security Administration’s regular payment schedule.
However, this is an adjustment that has been made due to the date of the benefit’s dispersal.
In October, the first payment will be released on Wednesday, October 1, 2025. This is as per schedule, and recipients will be expecting this payment.
SSI payments are usually released on the first day of the month unless the date falls on a weekend or a federal holiday.
In 2025, November 1st falls on a Sunday. This means that the Social Security Administration will have to issue the November SSI payment in October. As a result, the November SSI payment will be released on October 31, 2025.
Therefore, the recipients of SSI will see two deposits in the same month: one payment in October and the second in November.
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There will be no SSI deposit on November 1.
This scheduling confusion happens at least once a year. However, in 2025, it has happened a few times so far when the month begins on a weekend or a holiday. However, it still caught recipients off guard as people often forget to check the calendar and are not prepared.
The maximum federal SSI benefit rates in 2025 are:
- $967 per month for an eligible individual
- $1,450 per month for an eligible couple
The above figures are the highest federal benefit amounts. However, the actual amount may be lower depending on income, resources, and living arrangements. Another factor that can affect the payment amount is whether the recipient receives additional state supplements.
It is very important to realise that the two payments in one month do not include any extra money or bonus. The expected payment of November is dispersed early in October, which means that there will be no payment in November.
Therefore, recipients need to budget carefully and consider the second payment in October into the account for the November spending.
Since the November payment arrives a day early, there will be a longer gap between the October 31 payment and the next payment on December 1, 2025.
Households that rely solely on SSI may need to stretch those funds across the entire month of November to avoid financial strain.
Supplemental Security Income (SSI) is a needs-based program designed to help individuals with limited income and resources. People who are 65 or older, blind, or disabled are eligible for the benefits.
However, a change in a fiancée’s condition can change their eligibility for SSI. To remain eligible, recipients must keep their countable resources below $2,000 for an individual. If it is a couple claiming SSI, they have to keep their resources below $3000.
Exceeding these limits can result in reduced benefits or loss of eligibility.
