July 2025 payments of supplemental security income or SSI will soon begin for millions of Americans. A large population of retirees depends upon SSI payments, and for the month of July, the distribution of these will begin on Tuesday, July 1.
The Social Security Administration (SSA) has a fixed payment calendar for the efficient distribution of benefits such as SSI, SSDI, etc. For July, the first of the month falls on a weekday, so beneficiaries can expect their payments to start as soon as Tuesday through direct deposit of Direct Express cards.
The SSA has reminded all the recipients that even when the payments are processed on time, there is a possibility of delays. These could be due to individual bank policies or non-update information on the SSA website.
Anyone who doesn’t get their payments on July 1, Tuesday, must wait at least for 3 days before lodging a complaint regarding the missing deposits.
When do you get your SSI check for July? See full 2025 schedule https://t.co/J6CBL7avma
— USA TODAY (@USATODAY) June 28, 2025
For 2025, the maximum monthly SSI payments are as follows:
- $967 for individuals
- $1,450 for couples
- $484 for essential persons (individuals assisting beneficiaries)
However, there are many recipients who receive benefits that are less than the maximum. The average monthly SSI payment is currently about $718. Older adults receive an average of $593, and working-age recipients receive an average of $764.
There are a few beneficiaries who receive both SSI and Social Security Retirement, Survivors, or Disability Insurance (RSDI).
In these cases:
SSI payments will be deposited on July 1
RSDI payments will follow on July 3. This is especially true for those who qualified for Social Security before May 1997. This also includes those who also receive SSI benefits.
Others who receive only RSDI will get their benefits based on their birth date:
- July 9: Those born on the 1st–10th of the month
- July 16: Those born on the 11th–20th of the month
- July 23: Those born on the 21st–31st of the month
It is highly advised that all beneficiaries follow the below instructions:
- If the deposit does not appear on your bank statements, wait for 3 days before lodging a complaint.
- Check direct deposit or card account details for updates.
- If no payment is received after three days, Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778)
- It is very important to ensure that the direct deposit information of beneficiaries is updated. This is because SSA has announced that all federal benefits must be received electronically by September 30, 2025.
There was a payment discrepancy in June. Two SSI payments were issued. The first was issued on May 30, which was for June, and the second was issued on June 1, which was for July.
https://youtu.be/B0JyINwDP2Q?si=mtGghNu-A8uDk_K4
This caused some confusion for some recipients. However, this was due solely to the SSA’s calendar adjustments. July resumes the regular monthly payment schedule.
Social Security plays a vital role in the lives of low-income seniors and disabled individuals. Therefore, the timing and accuracy of benefit payments are crucial. This is especially true in a year where other developments and changes have unsettled many recipients. These include overpayment clawbacks and trust fund concerns.
The early July deposit offers some relief. It also shows the importance of staying informed and proactive about your benefits.
