For 2025, the Social Security administration has established a distribution calendar. Millions of Americans who rely on Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) will receive their monthly payments according to the calendar. The SSA has confirmed the July 2025 payment schedule for disability benefits.
SSI beneficiaries will receive their payments on July 1, 2025. There are many who, along with SSI, also receive SSDI payments. Those who receive SSDI and began collecting the benefits before May 1997, SSDI payments will be issued on July 3, 2025.
Wondering how much you could get if you qualify for #SSI? Your monthly payment depends on your income, living situation, things you own, and other factors. Learn more: https://t.co/Wgo3Npx5z4 pic.twitter.com/inkUWJMwRT
— Social Security (@SocialSecurity) June 17, 2025
These early-month payments are planned and designed in such a way that those who collect both benefits, could get both payments close to each other. This way they could get a lump sum amount of money which is more beneficial during budget preparations and big expenditures.
Both SSI and SSDI are federal programs. These are designed to support individuals with disabilities. However, both programs differ significantly in terms of eligibility and funding. These details are given below:
SSDI Requirements: To be eligible for SSDI, individuals must have a medically determinable impairment and a sufficient work history. During this work history they must have paid social security payroll taxes (FICA). This scheme is similar to an insurance plan and is funded by employee contribution.
SSI Requirements: SSI is a need-based program. It has been designed for low-income people aged 65 and up, blind, or disabled.
SSI differs from SSDI: Where SSDI needs work history, there is no such compulsion for SSI. SSI eligibility is determined by financial necessity and limited resources
The application process for both programs, however, is similar: For all programs, applicants must apply through the Social Security Administration. They must also provide medical documents. After filling out the form and required documents, the administration will determine if one is eligible for the benefits or not. This process can take several months. Therefore, applicants should file as soon as they believe they fit the requirements.
SSDI-only beneficiaries receive payments based on the day of the month their birthday occurs.
- Birthdays from the first to the tenth: Payment will be deposited on July 9, 2025.
- Birthdays from the 11th to the 20th: Payment will be made on July 16, 2025.
- Birthdays from the 21st to the 31st: Payment will be issued on July 23, 2025.
This staggered payment approach is helpful for the administration. It helps to control the distribution process and prevents system overload.
SSDI payment range differs based on a few factors:
SSDI Payment Range: The amount received from SSDI varies from case to case. It is determined based on the individual’s lifetime earnings and employment history.
In 2025, SSDI payouts average $1,581 per month. However, they can reach $4,018 for those with higher lifetime earnings and who did not avail their benefits until after full retirement age.
Comparison to Retirement Benefits: One can not compare SSDI with retirement benefits. SSDI provides critical financial support. It often pays less than full retirement benefits.
Retirees can raise their monthly income by working for a longer time. Another way to increase the monthly income is to not avail the benefits till their full retirement age. But this option is not available to disabled people.
Recipients must sign up for direct deposit as it can almost confirm a timely deposit. The SSA also suggests that recipients should regularly check their Social Security account for necessary updates and payment details.
