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‘It wasn’t my mistake’—Social Security’s $70K Clawback Leaves Ohio Widow Begging for Answers

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Published On: May 19, 2025
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Widow Hit with $70K Bill After Social Security Error
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Now that the Department of Government Efficiency (DOGE) is investigating Social Security’s finances, the program has come under investigation. Because of this, Social Security is committed to recovering as much money as possible from incorrect payments.

Ruth Podmanik, 65, of Sheffield Lake, Ohio, ended up in a difficult predicament as a result. The recent retiree disclosed that in 2012, her spouse, Ed, died of leukemia.

She had just received approval to begin receiving Social Security benefits from her late spouse. However, as reported by News 5 Cleveland, they are now pursuing Ruth for about $70,000 that the agency says was inadvertently given to Ed. “I’m afraid,” Ruth said to people. “Will I need to sell my house?”

According to the Center on Budget and Policy Priorities, just 0.3% of Social Security’s payments are incorrect, and the agency’s payment accuracy rate is over 99%. However, according to its Office of the Inspector General, Social Security made around $72 billion in incorrect payments between 2015 and 2022.

Podmanik claims that throughout the five months that her husband was unemployed owing to his sickness, he was paid by Social Security. However, Ed continued to receive payments from Social Security once he returned to work.

According to her, Ed “constantly” called the Social Security Administration (SSA) to inquire as to why he was still receiving payments. They informed him that due to his illness, he was entitled to the money. Ruth is currently being pursued by Social Security for overpaying Ed by more than $69,000. “They never once mentioned to me, ‘Hey, you know you still got an overpayment here?'” Podmanik said.

She has contacted the SSA to address the issue, but she is not receiving any response. She’s not alone, either. Natasha Pietrocola, director of Cuyahoga County’s Division of Senior and Adult Services, stated, “We’ve seen an increase in the volume of people calling and looking for help every year.”

According to her, many elderly Americans are concerned about the repercussions and are perplexed by Social Security overpayments. Seniors’ benefits may be withheld in order for Social Security to recover its funds. Pietrocola, however, said, “that’s going to have devastating effects for them to be able to actually afford to live.”

A recent SSA adjustment is partially to blame. The agency stated in March that it aims to recover overpayments at a 100% rate. This implies that in order to recoup money that is due, the SSA may withhold 100% of an individual’s monthly benefits.

The modification modifies an earlier regulation that allowed the SSA to recover overpayment payments by withholding no more than 10% of benefits. Over the next ten years, the adjustment is anticipated to aid Social Security’s recovery by about $7 billion.

Later on, Social Security changed their messaging to restrict clawbacks to no more than 50% of benefits. You can depend on your Social Security income to pay for your expenses if you receive it. Therefore, it could significantly affect your capacity to pay your payments if you receive a notice informing you that your monthly checks are being cut because of an overpayment.

If that occurs, you should first get in touch with the SSA and request an explanation if you have any questions or concerns regarding the notice. You might want to schedule an appointment to talk with a representative in person at your local Social Security office if you are unable to get a response over the phone.

An appeal of an SSA judgment is also conceivable. You might also consider your alternatives for affordable legal aid if that doesn’t help. Making a Social Security account and keeping an eye on it on a regular basis is also a smart idea. Additionally, if your benefits disappear or you begin to receive lesser benefits, don’t hesitate to contact the SSA.

Podmanik continues to pursue answers from Social Security in the meantime. “There’s days when I sit here and I cry,” she stated. “I didn’t make the error. The overspending wasn’t my husband’s fault. They made a mistake.

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Shrobana Rakshit

Shrobana is a passionate writer and feminist who believes in the power of words to challenge social norms, shatter glass ceilings, and inspire change. She is in constant need of coffee and fresh nutrition for her brain. You’ll often find her in the corner reading Arundhati Roy and planning her next Instagram post. She is a certified Lana Del Rey fangirl with an immense love for writing on pop culture. Now, she gets to live her dream every day and couldn’t be happier.

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